The jewellery store Flamme en rose in Montreal provides, upon request and at a cost of $150, a certificate of insurance for the sale of a high-end jewel. This is, in fact, an FGA (Fellow of the Gemmological Association of Great Britain) appraisal certificate produced by a certified agent that describes the jewel and establishes its market value.
The jeweller can produce this insurance certificate at any time as long as the jewellery can be physically analysed even if it is not a creation of the company. These certificates are very useful in the event of a claim or theft of jewellery and speed up the process of claiming from an insurer. They can also be used to resell your jewellery. If the jewellery is destroyed, stolen or lost and does not have an insurance certificate, Flamme en rose can produce a jewellery replacement quote with a photo and description. If the jewellery is one of our creations, the jeweller can identify it using your personal details and can provide you with a replacement quote.
The replacement estimate does not have the same value as an insurance certificate but may be useful in the event of a claim. If you are purchasing an engagement ring or any other piece of gemstone jewellery worth more than $2500, we strongly suggest that you request a certificate of insurance.
INSURANCE FOR EVERYTHING!
Nowadays, there are all kinds of insurance policies for valuable jewellery. Well before you take out insurance, it is a good idea to assess the needs and risks. There is certainly a specific insurance that meets your needs. If you are reluctant to wear your valuable jewellery because you are sometimes distracted, you should know that there is insurance for lost jewellery. Do you travel a lot? There are insurances that cover you and your valuables when you travel. Have you recently had a series of robberies in your neighbourhood? Don't hesitate to insure yourself in case of theft. Do you want to protect your jewellery for all occasions? There is now an all-risk insurance for jewellery.
Having said that, the important thing is to get a jewellery insurance certificate when you buy a valuable piece of jewellery. You will have the right paper in hand in case of a claim on your insurance policy. Also, if you decide to sell your jewellery, there is no better valuation of your jewellery as it is very reassuring for the buyers. Do not hesitate to contact one of our jewellers for advice on this matter.